Ways to Save Money in 2020

Ways to Save Money in 2020

Have you set a goal of saving more money this year? Start the year off right by using these simple ways to save money in 2020. They might seem like little things, but overtime they can add up to big savings.

Skip the dryer and hang your clothes on the line

It’s easy to get into the habit of just transferring everything straight from the washing machine to the dryer but the cost of each load adds up! It’s also easier on your clothes and better for the environment. Win, win, win! Save yourself some money (and the shock that comes when you open your next electricity bill) and pop your next load on the line.

Make your own coffee

I know how tempting it can be to buy a cappuccino or a latte every morning but they all add up! If you need something a little bit fancier to get you going look at investing in a pod machine. With the savings you make by not buying a coffee every day, it will soon pay for itself.

Pack your own lunch

A treat every now and then (maybe one day a week) is fine but the weeks we slack off on this and my partner or I  buy our lunch a couple of times or more makes a big difference in our budget. If you don’t have time in the morning try packing it in the evening while making dinner.

Freeze leftovers

If you know you won’t eat your leftovers in the next few days (or can’t stand eating the same thing the next day for lunch), pop them in a container and freeze them. Saves you having to throw them out when you find them at the back of the fridge next week and saves you money on a future meal. This also provides a quick go to when you haven’t had time to prepare your lunch the night before.

Check out your local library

My family loves going to the library. My partner isn’t a huge reader but he loves to check out the comics and anime they have, our son loves the DVD and puzzle collections and I usually come home with a new book and magazine. It’s a great way to keep us all entertained and it doesn’t cost a thing! Just make sure you renew or return any items you borrow on time, those late fees can add up quickly!

I will be doing these simple things in 2020 to save money. What about you? I would love to hear in the comments things your family does to cut costs.

Birthday Freebies in Australia | clarecurran.com

BIRTHDAY FREEBIES IN AUSTRALIA

What is one of the best things about birthdays? Birthday Freebies of course! I’ve compiled a list of freebies you can score for your birthday in Australia. A lot of the deals retailers offer are actually available to you a few days before and after your actual birthday, so you can spread the fun and freebies across a whole week!

DISCLAIMER: Some of the following links are affiliate links. Using an affiliate link means that I receive a % of the revenue made from purchasing products through this link. This doesn’t affect you as the consumer or the price of the product.

Ali Baba – Free birthday kebab
Amcal – Birthday treats
Atomic Cherry – 15% off voucher
Baskin Robbins – Free scoop of ice cream, and discount on a birthday cake
Best and Less – 15% birthday voucher
Bonds – Birthday voucher 
Boost Juice – Free drink
City Chic – Birthday voucher
Cold Rock – Free ice cream and mix in, and $10 off an ice cream birthday cake
Colette – VIP Birthday Special Offer
Cotton On – Birthday treats
Dymocks – $10 birthday bonus
Gloria Jeans – Free Drink
Ikea – birthday cake treat
Jeanswest – special birthday offers 
Kikki.K – surprise gift
Lincraft – $10 voucher
Mimco – Birthday Rewards
Muffin Break – Free muffin
Myer – Birthday voucher (varies depending on membership level)
Nando’s – Free meal
Oporto – Free meal
Pillow Talk – 20% off birthday discount
Priceline – $5 voucher
Review – $20 birthday reward
Rivers – $10 birthday voucher 
Smiggle – birthday treat
Spotlight – 10% off voucher
Subway – Free lunch
Sumo Salad – Free salad
Swagbucks – Swag up for a 55 SB credit when you redeem your next gift card
T2 – free full-sized takeaway tea
The Body Shop – $10 worth of points to spend
The Cheesecake Shop – $5 voucher

Do you take advantage of birthday freebies? Do you know of any others you can get in Australia? Let me know in the comments below.

Note: Offers valid as of January 9th, 2020. Offers may be subject to terms and conditions and changed or removed at any time.

My goals for 2020 - clarecurran.com

My Goals for 2020

Happy 2020! I think by now most of us know that the best way to ensure you achieve your goals is to write them down.
My goals this year are all related in some way to my website, so it seemed like the perfect place to share them. These 10 goals are things I am hoping to achieve in 2020.

Goal #1: Write 50 blog posts

Last year I was super uninspired and lazy with my site, for a variety of different reasons.
This year I am determined to focus and put in the work.
I am setting myself the goal of writing 50 blog posts in the next 52 weeks, including this 1. That’s basically one post a week, but 2 weeks grace for myself, because life happens.

Goal #2: Start a Youtube channel

Starting a Youtube channel is something I’ve been thinking about for quite awhile. I have decided it’s going to happen this year!
I plan to make videos to coincide with my posts here, so pretty much videos related to budgeting, making money, and saving money.

Goal #3: Reach 1000 subscribers on my Youtube channel.

Following on from goal #2, I want to reach 1000 subscribers on my Youtube channel.
This is one of the requirements to monetise your channel, which will help with one of my other 2020 goals.

Goal #4: Start a Facebook group

I want to build my little community and create a space for discussions around budgeting, making money, and saving money. I think a Facebook group is the best way to do this.
I love receiving and responding to comments but I think a Facebook group will open up the conversation a bit more, so it’s not just me talking at you.

Goal #5: Reach 2000 Facebook likes

This goal (and the next one) is an extension of wanting to build my community.
I am currently sitting on 901 likes and want to grow this to 2000 in 2020. Have you liked my Facebook page? If not, I would love it if you’d pop over and give it a like.

Goal #6: Reach 2000 Instagram followers

As I’m writing this I only have 578 followers on Instagram so this goal seems super crazy but it’s important to aim high right?
If you’re interested in seeing more behind the scenes type content of my life on a budget you can follow me here.

Goal #7: Learn about Pinterest.

I know very little about Pinterest, beyond pinning stuff I like for inspiration.
This year I would like to learn how to use it as a way of promoting my website.

Goal #8: Read 12 non-fiction finance based books books

I have always loved reading. Last year I read a total of 53 books, but the majority of these were YA Fiction. In fact, 50 of them were fiction novels.
This year I would like to use my reading time to actually learn things (other than Shadowhunters), so I am setting myself the goal of reading at least 12 non-fiction finance based books. Hopefully it will be a few more but at the very least that’s one book amonth.
If you’re interested in keeping up with what I’m reading you can take a look at my Goodreads.

Goal #9: Write an ebook

As well as reading I have always loved writing. When I was a little girl being an author was one of my big dreams so this year I am going to make it happen.
I have several ideas floating around in my head, it’s time to actually write them.

Goal #10: 20k in 2020

My final BIG goal is that I would like to make $20 000 in 2020. Ultimately this is what my other goals are leading to.
Ideally, I will save the whole lot, but realistically we will see what happens.

So those are my goals for the coming year. What are your goals for 2020? I would love to hear about them in the comments.