WAYS TO SAVE MONEY IN AUTUMN

WAYS TO SAVE MONEY IN AUTUMN

This week I thought I would share a few ideas my family uses to save money in Autumn. Although you wouldn’t know it from the weather we’ve had recently here in Australia, we are well and truly into the season and cooler weather is on the way.
To read my other posts on ways to save click here.

A striped pale blue and navy woollen jumper folded neatly on a blank background. Popping on a jumper is a great way to save money on heating.

Pop on a jumper

At some point in the upcoming months my husband is going to suggest getting out the heater, because he is cold. I am going to offer that perhaps the reason he is cold is because he’s wearing shorts and a t-shirt and suggest he should try putting on his jeans and a jumper and then seeing how he feels. Once he is rugged up all thoughts of the heater will disappear for another few weeks until it gets cold enough that we may actually need it. I know this is going to happen because it happens every year. Before you turn on the heater, try popping on another layer.

Check your house is airtight

Now is a good time to examine window and door seals to make sure they’re ready for the colder months. When you do finally turn the heater on you don’t want the warm air escaping through any pesky gaps. Also if you don’t have any, think about investing in a few door snakes to help keep the warm air in and the cold air out.

A modern bedroom with a grey rug on the floor to protect tootsies from cold floor boards on early Autumn mornings which saves money on heating.

Put down a rug or two

As the weather cools down and the days get shorter I find getting out of bed in the morning gets harder and harder. It’s even worse when you have to face freezing cold floors. Be kind to your tootsies and get yourself a rug now.

Hold a clothing swap

As lovely as it is to buy new clothes each season, sometimes the budget just won’t stretch that far. Why not organise a clothing swap with friends instead? You get new (to you) clothes and can clear out somethings you no longer wear. Win win!

A young heterosexual couple enjoying a walk with their child through the Autumn leaves, a great budget-friendly family activity during cooler months.

Skip the car and go for a walk

Going outside during Summer in Australia feels like some sort of hellish torture. However as the weather cools down walking when you only need to travel a short distance will help both your budget and your health.

So there you have 5 ways to save money in Autumn. What are your best tips for saving money as the weather cools down? I’d love to hear them in the comments below!

MORE WAYS TO SAVE ON GROCERIES

When money is tight I find one of the simplest ways to reduce our budget is to look at our spending at the supermarket. I have written about how to save on groceries before and today I am sharing more ways to reduce your food costs.

To see my other posts on ways to save click here.

When trying to cut your food costs soft drink is one of the things to take off your grocery list.

Stop buying soft drink

I’m not a huge fan of fizzy drink, but my Husband is and I do like to have some on hand to offer to guests. However when I am trying to lower our spending this is one of the things I cut first from our grocery list as it’s definitely not something we really need.

Switch to home brand products where you can

If I was only shopping and cooking for myself, there’s a good chance I would buy home brand everything. My Husband can be incredibly fussy about the things he will and won’t eat so I know this one can be tricky. My suggestion is to give home brand products a go, work out the ones you can live with and go from there. I find essentials such as oats, flour and sugar are a great place to start.

Compare the unit prices of items when shopping.  Most supermarkets now conveniently put on the price tag, you just need to look closely.

Check the unit price

Sometimes I look at the price of something compared to other products around it and think, ‘Wow! That’s a bargain!’. But when I stop and compare the unit prices (which most supermarkets now conveniently put on the price tag, you just need to look closely) I realise I’m paying more in the end. Be careful not to fall into this trap.

Only buy what your family will eat

It’s easy to convince myself buying something that’s half price is a great idea because I’m saving money, but if no-one will actually eat it I’m just wasting money. Sure it’s great to try new things, but when money is tight I stick to things I know my family will eat, and save more adventurous meals for less frugal weeks, that way it’s not such a huge issue if everyone hates it.

Adding lentils added to bolognese or a curry, is an easy, cheap way to bulk out a meal and make it stretch a little further and help cut your food costs.

Go meatless

This is another work in progress in my house. My husband is not a fan of anything vegetarian (that he knows of) but a can of lentils added to bolognese or a curry, is an easy, cheap way to bulk out a meal and make it stretch a little further. If like me you have a picky eater trying adding in small amounts to begin with and increasing it over time.  What my husband doesn’t know won’t kill him. Unless he’s reading this, in which case, I’m sorry baby.

So there are 5 more ways to reduce your food costs. I’d love to hear your tips for saving money at the supermarket in the comments below.

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5 WAYS TO SAVE THIS CHRISTMAS

Can you believe we are  less than three weeks away from Christmas? I am super duper excited! I love Christmas but I know this time of year can be stressful and ridiculously expensive, so this week I thought I would share 5 ways to save this Christmas.

Get Yourself Organised

I find the best place to start is to sit down and work out a plan. What do you need to buy and what do you already have? Who do you need to buy presents for? How many Christmas cards do you need? What are you going to cook? Write lists and cross things off as you go.

Make a budget and stick to it

It can be so tempting to go overboard at this time of year, and I’m sure we’ve all done it. Save yourself the drama and figure out how much you have/want to spend before you start Christmas shopping. Then make sure you stick to it. Tip number 3 can be a great help with this, so make sure you…

Shop around

Christmas shopping can be crazy. The shops are packed and everyone is a bit frantic, particularly the closer we get to the Big Day. Compare prices online before you head to the shops so you know who is offering the best deal before you go. Check which stores will price match and maybe you will only have to pop into one or two. See what you can order online and maybe you can avoid the shops altogether! Just check delivery times to make sure it will arrive in time.

Get everyone to bring a plate

One of the best parts about Christmas is the food, but it can be expensive. Help reduce the cost by spreading it around. Have everyone bring their speciality. Just make sure to co-ordinate so you don’t end up with 5 Christmas hams and nothing else, unless you really, really like ham.

Get a head-start on next Christmas

After Christmas sales are a great way to save money on Christmas goodies for the following year. Stock up on reduced Christmas cards, wrapping paper and decorations and then store them when you put the tree away so you don’t forget about them in a years time.

What’s your best tip for saving money at Christmas? I’d love to hear it in the comments.